Therapy Explained
In crisis or worried about someone? In the US, call or text 988 (the 988 Suicide & Crisis Lifeline), free and available 24/7. In an emergency, call 911.

Therapy for Depression: What Helps and How to Start

How therapy for depression works, including CBT and interpersonal therapy, who can prescribe, what sessions involve, and how to find help and start.

6 min read Updated October 24, 2026
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Depression treatment typically involves psychotherapy, medication, or both, according to the National Institute of Mental Health (NIMH). Therapy for depression is talk-based and often structured and practical: it aims to help a person understand what keeps low mood going and build skills to change patterns of thinking, behavior and relationships. A diagnosis is a clinician’s call, not a self-check: a clinician looks for symptoms most of the day, nearly every day, for at least 2 weeks before diagnosing depression. If you are thinking about therapy for yourself or someone close to you, the useful questions are which approaches are used, who provides them, what a session looks like, and how to begin.

If you or someone else is in crisis, help is available right away. In the US, call or text 988 (the 988 Suicide & Crisis Lifeline), or call 911 in an emergency. The 988 line is free, confidential and available 24/7, and it is for anyone who is struggling, not only for suicidal thoughts.

What depression treatment usually includes

NIMH describes depression treatment as typically involving psychotherapy (in person or virtual), medication, or both. Choosing a treatment plan should happen with a mental health professional, and therapy can be used instead of or alongside medication and other treatment.

A prescriber (a psychiatrist, a psychiatric nurse practitioner or another doctor) can talk about whether medication is an option. A psychiatrist is a medical doctor who specializes in mental health and can provide psychotherapy and prescribe medication. A psychologist typically holds a doctoral degree and is licensed in every state, but generally cannot prescribe medication; only a small number of states let specially trained psychologists prescribe. The difference matters when choosing whom to call first, and it is explained in psychologist vs psychiatrist: what is the difference.

The therapies most often used for depression

Among the evidence-based therapies NIMH names for depression are cognitive behavioral therapy (CBT) and interpersonal therapy (IPT).

CBT for depression

CBT helps people identify and change thinking and behavior patterns that are unhealthy or ineffective. In depression counseling, that can mean noticing thoughts that are harsh or hopeless, testing them against what is actually happening, and changing small behaviors that keep a person withdrawn or inactive. CBT is usually structured, with goals for each session and practice in daily life between sessions. A fuller explanation is in what is cognitive behavioral therapy (CBT).

Interpersonal therapy for depression

Interpersonal therapy is a short-term treatment focused on issues such as unresolved grief, changes in social or work roles, conflicts with significant others and problems relating to others. Because of that focus, it may be worth asking about when depression is tied to a loss, a move, a job change, a relationship conflict or difficulty connecting with people.

ApproachMain focusTypical shape
CBTThoughts and behavior patterns that keep low mood goingStructured, with goals and between-session practice
Interpersonal therapy (IPT)Grief, role changes, conflicts and relationshipsShort-term, focused on current relationships
Psychodynamic therapyHow childhood and past experiences shape behavior and well-beingMore open-ended exploration
Acceptance and commitment therapy (ACT)Nonjudgmental acceptance of thoughts and feelings, values-based actionMindfulness and goal setting

There is no formal approval process for psychotherapies like the FDA’s for medications, so a therapist’s training and the approach’s rationale are fair questions to ask.

Who provides depression counseling

Many kinds of professionals offer psychotherapy, including psychiatrists, psychologists, clinical social workers, counselors, marriage and family therapists and psychiatric nurses. Each state licenses these professions, and requirements vary by state. A clinical social worker typically holds a master’s degree in social work, completes supervised clinical experience and passes a clinical exam. Professional counselors typically hold a master’s degree, and all states require a license, a national exam and supervised clinical work. Marriage and family therapists hold a master’s degree and complete a state-set number of supervised hours.

A primary care provider can be a sensible first call: being examined by a health care provider first can help rule out a physical health issue, because symptoms like a change in mood or trouble concentrating are sometimes due to a medical condition. A primary care provider can also refer to a mental health professional.

What sessions involve

Goals of treatment, and how long and how often to meet, are discussed by the patient and therapist together. Sessions are typically held once every 1-2 weeks for about 30 to 50 minutes. Early sessions usually cover what brought the person in, what has been tried, what the therapist proposes and how progress will be assessed. Psychologists must inform clients as early as feasible about the nature and expected course of therapy, fees, involvement of third parties and the limits of confidentiality.

Confidentiality has limits. A psychologist may disclose without consent only where the law requires it or permits it for a valid purpose, such as protecting the client or others from harm, and social workers may disclose to prevent serious, foreseeable and imminent harm, and then only the minimum necessary. Mental health professionals are mandated reporters of child abuse and neglect in many states, and rules vary by state.

Cost, screening and insurance

Depression screening for adults is a preventive service that Marketplace plans and many other plans must cover without a copay or coinsurance, generally from an in-network provider. Under the Affordable Care Act, mental health and substance use disorder services are one of the ten essential health benefits that individual and small-group plans must cover, and all Marketplace plans cover behavioral health treatment such as psychotherapy and counseling.

For plans sold on HealthCare.gov, CMS has set appointment wait-time standards since 2025: behavioral health appointments within 10 business days, measured against a 90% compliance rate. If you are uninsured or not using insurance, you should get a Good Faith Estimate of the cost when you schedule care at least 3 business days in advance, or when you ask for one.

Supporting someone with depression

Therapy for family members and caregivers is often helpful. A person can also call 988 about someone they are worried about. Practical support might mean helping someone find a provider, offering to sit with them while they make a call, or driving them to a first appointment. It does not mean pushing, diagnosing or taking over decisions about treatment.

When to look for help

A change in mood, sleep, appetite, energy or interest that lasts for weeks and interferes with daily life is a reasonable reason to talk to someone. There is no threshold of severity to meet before asking. When to see a therapist: signs it may help covers the signs in more detail.

What goes wrong

Several common mistakes make starting therapy harder than it needs to be.

  • Waiting until things are unbearable. Depression can make reaching out feel pointless, and that feeling is part of the situation, not a reason to wait.
  • Assuming any therapist uses CBT or IPT. Ask which approach the therapist uses, why, and what its evidence base is.
  • Not asking about cost up front. Ask about fees, whether insurance is accepted and whether there is a sliding scale.
  • Staying with a poor fit out of politeness. Rapport and trust are essential; a person should feel comfortable with the therapist. If therapy has gone on for what feels like a reasonable time without improvement, talk to the therapist; it may make sense to explore other professionals or approaches.
  • Expecting a set number of sessions. No one can promise how many sessions it takes. Goals and time frames are discussed together.
  • Confusing coaching with therapy. Coaching is not a licensed mental health profession; a person can ask any provider which state license they hold.

Questions worth asking a therapist

NIMH suggests asking about the therapist’s credentials, experience and any specialty; the approach and its rationale and evidence base; the goals of therapy; whether a time frame or number of sessions is recommended; how progress will be assessed; whether medication is an option and whether this therapist can prescribe; whether meetings are confidential and what the limits of confidentiality are; and fees, insurance and sliding scale. If the first therapist does not feel like a fit, another conversation with someone else is a normal next step.

Common questions

What is the best therapy for depression?

NIMH names cognitive behavioral therapy (CBT) and interpersonal therapy (IPT) as evidence-based therapies for depression. CBT focuses on changing thinking and behavior patterns, while IPT focuses on grief, role changes, conflicts and relationships. The better fit depends on the person and the situation, and it is worth discussing with a therapist.

Do I need a psychiatrist or a psychologist for depression?

Either can provide psychotherapy. A psychiatrist is a medical doctor who can also prescribe medication, while a psychologist typically holds a doctoral degree and generally cannot prescribe. A prescriber can talk about whether medication is an option.

How long does depression counseling take?

There is no set number of sessions. Goals of treatment, and how long and how often to meet, are discussed by the patient and therapist together. Sessions are typically held once every 1-2 weeks for about 30 to 50 minutes.

Does insurance cover therapy for depression?

Under the Affordable Care Act, mental health services are one of the ten essential health benefits that individual and small-group plans must cover, and all Marketplace plans cover behavioral health treatment such as psychotherapy. Depression screening for adults is a preventive service that Marketplace plans and many other plans must cover without a copay or coinsurance. Check with your plan about your own coverage.

What if I am having thoughts of suicide?

In the US, call or text 988 (the 988 Suicide & Crisis Lifeline), or call 911 in an emergency. The 988 line is free, confidential and available 24/7, and it is for anyone who is struggling, not only for suicidal thoughts. People can also call 988 about someone they are worried about.

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